Aesthetic Clinics Insurance

Specialist insurance designed to protect your aesthetic clinic, treatments, staff, and clients.

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Aesthetic Clinics Insurance Cover

Running an aesthetic clinic comes with unique responsibilities. From advanced treatments to specialist equipment, you’re trusted to deliver safe results while protecting your clients and staff. Having the right insurance in place gives you peace of mind, knowing you’re covered if something unexpected happens.

Whether you specialise in non-surgical cosmetic procedures, skin treatments, or a mix of services, insurance helps safeguard your clinic against claims, accidents, or damage to your business property. It’s about keeping your clinic running smoothly and showing your clients that their safety and well-being are your top priority.

Treatment Risk

Every procedure carries some risk, no matter how experienced you are. If a client suffers a reaction, side effects, or complications following treatment, treatment risk cover helps protect your business financially. It covers claims for negligence, malpractice, or errors, giving you peace of mind to focus on your work.

Public Liability

Accidents can happen in any clinic, from slips and trips in the waiting room to damaging a client’s personal property. Public liability insurance covers claims from clients or visitors who may be injured or whose property is damaged.

Employers’ Liability

Whether you’ve begun employing one or several people, you must have employers’ liability cover in place when you become an employer. Your insurer can cover compensation costs and legal fees if an employee or ex-employee sues for illness or injury caused by their work for you.

Buildings Insurance for Clinics and Salons

Building insurance is designed to protect the physical structure of your clinic or salon if you own the premises. This cover includes repair or rebuilding costs if your property is damaged by incidents such as fire or flood.

Fixtures And Fittings For Your Clinic

If you rent your premises, this can cover your treatment couches, reception furniture, and interior fittings, making your clinic a welcoming space. Fixtures and fittings cover ensures these items are protected if damaged or destroyed, so you can maintain your professional environment without unexpected financial strain.

Insure Your Equipment and Stock

From high-value laser machines to specialist skincare products, your tools and stock are central to your clinic. If they’re damaged, stolen, or lost, stock and equipment cover ensures you can repair or replace the items.

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If you would like to speak to a member of our Team to get a quote, please complete this form and we will be in touch.

Why choose Insync for Aesthetic Clinics Insurance?

At Insync, we understand the unique risks of running an aesthetic clinic. Our team specialises in insurance for the health and beauty industry, so we’ll make sure your cover matches your treatments and business set-up.

You’ll get expert guidance, flexible policies that grow with your clinic, and a personal service you can trust. We know time is precious, so we make the process quick, simple, and hassle-free.

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What’s Included in Aesthetic Clinics Insurance?

  • Professional Indemnity and Malpractice Cover (Treatment Risk)
  • Public and Employers’ Liability Insurance
  • Protection for Specialist Equipment and Stock
  • Commercial Property Insurance for your Premises
  • Fixtures and Fittings Cover
  • Tailored Policies to match your Clinic’s Treatments and Size
  • Optional Business Interruption Cover
  • And more…

Aesthetic Clinics Insurance

  • Experienced Aesthetic Insurance Team serving thousands of existing Practitioners and Clinics
  • Access to a Dedicated Account Manager who understands your risk
  • Flexible payment options to suit your Budget – just pay for the sections you need
  • Expert advice from Aesthetic Insurance Specialists
  • Claims and Risk Management Support

What’s Included in Aesthetic Clinics Insurance?

  • Professional Indemnity and Malpractice Cover (Treatment Risk)
  • Public and Employers’ Liability Insurance
  • Protection for Specialist Equipment and Stock
  • Commercial Property Insurance for your Premises
  • Fixtures and Fittings Cover
  • Tailored Policies to match your Clinic’s Treatments and Size
  • Optional Business Interruption Cover
  • And more…

Aesthetic Clinics Insurance

  • Experienced Aesthetic Insurance Team serving thousands of existing Practitioners and Clinics
  • Access to a Dedicated Account Manager who understands your risk
  • Flexible payment options to suit your Budget – just pay for the sections you need
  • Expert advice from Aesthetic Insurance Specialists
  • Claims and Risk Management Support

  • Brilliant Agent

    The agent made it very easy and efficient setting up my comprehensive insurance.

    She was pleasant, polite and reassuring for a new customer like myself.

    I would want her representing my company for sure.
    ian Smith
    Valued Customer

  • Look No Further, Contact Insync.

    Friendly, professional and reliable. Quick response and very knowledgeable.

    Great customer service all round, with services and insurance covers that will give you peace of mind.

    I highly recommend them.
    Darren Dibble
    Valued Customer

  • Outstanding!

    Amazing service. They kept in contact and made sure I completed everything.

    Very lovely man, nice and chatty made me feel comfortable would recommend.
    Demi Lambkin
    Valued Customer

Frequently Asked Aesthetic Clinics Insurance Questions

We have prepared a list of the questions we are regularly asked by Customers before and after buying a policy.

If you need further help we are always available.

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Yes. General business insurance often excludes treatment-related risks, which are central to aesthetic services. While the cover itself isn’t specialist, the agents who arrange it are highly knowledgeable about the sector and the specific exposures involved. A dedicated policy ensures your clinic is protected for the treatments you actually offer—helping you avoid unexpected costs if something goes wrong.

They’re closely related. Both cover claims arising from treatments that cause injury, illness, or complications. In the aesthetics industry, it’s often referred to as professional indemnity cover, but it serves the same purpose as malpractice insurance.

Absolutely. Our aesthetic clinic insurance is designed for non-surgical treatments, including radio frequency, chemical peels, and more. We’ll tailor the cover to suit the exact treatments your clinic offers.

If you employ staff, even part-time or temporary workers, employers’ liability is a legal requirement in the UK. It protects you against claims from employees who may be injured or become ill as a result of their work.

Yes, if you run more than one clinic, we can include all your locations under a single policy. That way, you only need to manage one insurance plan, making it simpler and more cost-effective.

If you rent out the space, the renter is responsible for their own stock, equipment, and liability unless you specify as part of the rent contract with the practitioner.

The cost depends on the size of your clinic, the treatments you provide, and the level of cover you choose. Because every clinic is different, we’ll create a tailored quote that matches your exact needs and budget. 

Definitely. If you add new treatments, expand your premises, or take on more staff, we can adjust your policy so you’re always fully protected. Flexibility is built in, so your insurance grows with your business.